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October 2007
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December 2007

14th Annual Noche De Las Memorias

14th Annual Noche De Las Memorias, A Free Community World AIDS Event

Date:  Saturday, December 1, 2007

Where:  Lincoln Park, 3600 Mission Road, Los Angeles, CA 90031

Time:  HIV Testing 12noon -5:00pm,  Ceremony 4:00pm-5:30pm

What:  The Wall Las Memorias Project hosts the 14th Annual `Noche de las Memorias' on World AIDS  Day. The free event will take place at the site of the AIDS Monument in Lincoln Park located at 3600 Mission Rd. Los Angeles, CA 90031.

This year, more than fifty volunteers from local youth groups and high schools will help set up and light 3,000 luminarias through out Lincoln Park in honor of continued AIDS awareness and activism. Laura Diaz, KCBS news anchor, will be the mistress of ceremony for this year's program which will include musical performances by the Mary Immaculate Church Choir and flutist Manuel Sanchez. The program will also include testimonies from individuals affected by HIV and messages from local community faith leaders. Free rapid HIV testing will be available to all individuals. Over 500 community members are expected to attend this year's event.

Founded in 1993, the mission of The Wall Las Memorias Project is to preserve the AIDS monument as an inspirational tool to educate the community about cultural denial, HIV/AIDS and to promote activism and healthy living.

For more information please call 323-257-1056.

~~Eddie


Los Angeles Mortgage Rates Report: Procrastination Costs

This Los Angeles Mortgage Rates Report is a...

SPECIAL EDITION:  Why it makes sense to refinance...TODAY.

If refinancing the mortgage, for your home in Los Angeles, has been on your mind, two things just happened which should compel you to do just that:

1- 30 year fixed rate mortgages dropped below 6% for the first time since October, 2005.  While I am a staunch advocate of ARMs, as the least expensive mortgage, Wall Street seems to be rewarding the credit-worthy borrowers who are willing to lock-into a fixed rate mortgage.  Wall Street may be trying to push people into locking into loans, because they believe that rates are dropping, but I think that a fixed rate loan under 6% is about as good as it gets.

2- Fannie Mae and Freddie Mac are about to make borrowers jump through more hoops...again.  Next month, borrowers who do NOT have a FICO score of at least 680 will be assessed with a healthy penalty; 1-2% of the loan amount.  What that means is that the interest rate charged could be as much as .75% higher than the rates offered to borrowers with stellar credit (or the cost of the loan will be 1%-2% more).

If you are holding out for lower mortgage rates, that may happen next month.  You might be left out in the cold if your credit score isn't high enough.  I've seen people who have perfect credit histories with a credit score under 680 so don't get cocky; this could happen to you !  While rates could drop another .25%, you could be forced into a rate that is .25 higher than you could get today.

ACTION PLAN:  Call me today at 858-699-4590 for a mortgage rate review.


Live Jazz and Blues every Wednesday in Highand Park.

La Casa Blue, Food & Bar is proud to present Live Jazz and Blues musicisans Lewis Wong and friends every wednesday at Highland Park's only Live Music Diner & Pub located at 5930 York Blvd. Highland Park, Los Angeles 90042. Stop buy for a great show from musicians with a life time of expierence each.

Also Saturday the 15th of December, Evone Butler, joins Jazz and Pop trio "O3" on the main stage at La Casa Blue. Evone has had a very impressive carreer singing for film and recording greats alike.

So join us for great drinks, food and atmosphere, right here in Highland Park at La Casa Blue. Never a cover charge or drink minimum.  Donations and tips are appreciated for live entertainment. Food and drink specials all night ling. from 8pm to 1:00 am

sincerely,
The La Casa Blue, food  & Bar Family

www.lacasablue.com


Artist in Discussion Series at the Avenue 50 Studio

Thursday, November 29, 2007 starting at 7:00 pm

Artist in Discussion Series with Leigh Salgado and Abel Alejandre

Join us for a discussion on the artist process by two artists who share a devotion to their respective medium and attention to detail.  The trance-like quality of their art, combined with their dedication to process and ritualistic patterns, bridge the mediums of each artist’s work to create a unified and powerful statement.

Avenue 50 Studio
131 No. Avenue 50
Highland Park, CA 90042
323/258-1435

www.avenue50studio.com